Life Insurance for Every Stage of Life –
Pineapple Insurance Services

At Pineapple Insurance Services, we help you find the right life insurance for your age, lifestyle, and financial goals. Whether you are under 30, in your 20s, 30s, or over 40, the right policy provides peace of mind and financial security for your future.

Group Life Assurance policy by Pineapple Insurance Services – Affordable employee life cover providing financial security for families and peace of mind for businesses.

Why Do You Need Life Insurance?

The cost of life insurance is often lower when you’re younger. This is because younger people typically have better health, meaning lower monthly premiums.Life insurance is a way to financially protect your loved ones if something happens to you. It can help cover:

Funeral
Costs

Mortgage repayments

Daily living
expenses

Future financial needs

Life Insurance for Young Adults

Many young people ask, Should I get life insurance in my 20s? The answer depends on your goals. If you are starting a family, buying a home, or want to lock in lower premiums, life insurance for young adults is a smart financial move.

Types of Life Insurance for Young Adults

• Term life insurance – Covers a set period and is affordable.
• Whole life insurance – Provides lifelong protection with a guaranteed payout.

Buying life insurance while young means cheaper premiums and better financial security for the future.

Life Insurance for Under 30s

If you’re under 30, now is a great time to buy life insurance. Life insurance for young people is more affordable and helps you prepare for important life events.

Benefits of Life Insurance for Under 30s

Lower premiums

The younger you are,
the less you pay.

Financial protection

Covers rent, debts,
and future costs.

Peace of mind

Your family is protected, no matter what happens.

Fixed rates

Lock in lower premiums before they rise with age.

Many 20-year-olds don’t consider life insurance, but it can be a smart financial move. If you buy a policy now, you lock in lower rates for life. Even if you don’t have dependents, a life insurance policy can cover your debts and funeral expenses, easing the financial burden on your family. Policies like term life insurance are affordable with low monthly premiums.

Life Insurance for 30-Year-Olds

By 30, your financial responsibilities may increase. If you have a mortgage, children, or debts, life insurance for 30-year-olds ensures your family is protected. If you have pre-existing medical conditions, buying a policy now can prevent higher premiums later. Life insurance for 30-year-olds provides financial security and ensures your loved ones are taken care of.

Over 40s Life Insurance

If you’re 40 or older, you may need more financial protection. Over 40s life insurance helps ensure your family is taken care of in the event of your passing. Even if you have a medical condition, many policies are available. Some do not require medical checks, making it easier to get covered.

Benefits of Over 40s Life Insurance

Covers mortgage, debts, expenses.

Helps with funeral costs.

Financial security for your loved ones.

Some policies skip the medical exam.

Types of Life Insurance

Term Life Insurance

Covers you for a number of years

Great for young adults and families.

Affordable than whole life insurance.

Whole Life Insurance

Covers you
for life.

Pays out whenever you pass away.

Expensive, long-term financial security.

Critical Illness Cover

Pays out if diagnosed with a serious medical condition.

Helps cover medical bills, lost income, or other costs.

Can be added to most life insurance policies.

Over 40s Life Insurance

Designed for people over 40.

No medical checks for some policies.

Helps cover family costs and funeral expenses.

• Age – Younger people get cheaper life insurance.
• Medical history – Pre-existing conditions can increase premiums.
• Lifestyle – Smoking, extreme sports, or high-risk jobs raise costs.
• Amount of cover – A higher payout means higher monthly premiums.

How Much Cover Do You Need?

The right amount of cover depends on your financial responsibilities. Consider:
• Your mortgage or rent
• Family’s living costs
• Loans and outstanding debts
• Future expenses (e.g., children’s education)

A life insurance quote can help you decide on the right level of coverage.

At Pineapple Insurance Services, we work with top life insurance companies to find the best policy for you. We make the process simple, fast, and stress-free.
✔ Expert advice – We help you choose the right policy.
✔ Affordable options – Policies for all budgets.
✔ Quick quotes – Find out how much cover you need in minutes.
✔ Flexible cover – Choose the right plan for your lifestyle.
✔ Easy application – Get covered in a few simple steps.

Get a Life Insurance Quote Today

Looking for life insurance for young adults, life insurance under 30, or over 40s life insurance? We’re here to help!
“Our goal is to help you make informed decisions and protect the people and assets you value most.”
Logo of Pineapple Insurance Services - Providing tailored insurance solutions for businesses and employees.

At Pineapple Insurance, we craft tailored insurance solutions for businesses and individuals.

Our partnerships with leading insurers allow us to offer options that align with your values, backed by expert advice and exceptional service. We ensure all clients receive the most suitable plans from trusted providers within budget. 

CLIENTS AND TESTIMONIALS

“Engaging with Pineapple marked a turning point in our approach to insurance. Rather than just selling us a policy, they guided us towards more efficient employee benefits, resulting in better coverage and notable cost savings.”

“Discussing healthcare benefits with Pineapple Insurance is always a positive experience. Their team combines expert knowledge with a personable approach, creating effective and budget-conscious solutions.”

“Pineapple Insurance’s prowess in SME healthcare is unmatched. Their in-depth analysis of policies and market trends has empowered us to make informed decisions, securing robust employee protection while mindful of our financial limits.”
“It’s rare to find a service like Pineapple Insurance, where genuine care and expertise come together. Their commitment and knowledge in the field of SME healthcare have significantly benefited our employees.”
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